Company:  PENNS WOODS BANCORP INC (PWOD)
Form Type:  8-K
Filing Date:  10/22/2021 
CIK:  0000716605 
Address:  115 S MAIN ST 
City, State, Zip:  JERSEY SHORE, Pennsylvania 17740 
Telephone:  570-322-1111 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$23.81  
Change: 
-0.16 (-0.67%)  
Trade Time: 
02:03 PM EST  
Market Cap: 
$168.33M
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Description of Business
On January 7, 1983, Penns Woods Bancorp, Inc. (the "Corporation") was incorporated under the laws of the Commonwealth of Pennsylvania as a bank holding company. In connection with the organization of the Corporation, Jersey Shore State Bank ("JSSB"), a Pennsylvania state-chartered bank, became a wholly owned subsidiary of the Corporation. On June 1, 2013, the Corporation acquired Luzerne Bank ("Luzerne") with Luzerne operating as a subsidiary of the Corporation (JSSB and Luzerne are collectively referred to as the "Banks"). The Corporation's two other wholly-owned subsidiaries are Woods Real Estate Development Company, Inc. and Woods Investment Company, Inc. The Corporation is also a partner in United Insurance Solutions, LLC. The Corporation's business has consisted primarily of managing and supervising the Banks, and its principal source of income has been dividends paid by the Banks and Woods Investment Company, Inc.
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  FORM 8-K
    SECTION 2 FINANCIAL INFORMATION
      Item 2.02 Results of Operation and ...
    SECTION 9 FINANCIAL STATEMENTS AND EXHIBITS
      Item 9.01 Financial Statements and ...
    SIGNATURES
    EXHIBIT INDEX
  EXHIBIT 99.1
    BALANCE SHEET