Company:  SYNCHRONY FINANCIAL (SYF)
Form Type:  10-Q
Filing Date:  7/22/2021 
CIK:  0001601712 
Address:  777 LONG RIDGE ROAD 
City, State, Zip:  STAMFORD, Connecticut 06902-1250 
Telephone:  203 585-6730 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$47.28  
Change: 
-1.16 (-2.40%)  
Trade Time: 
Sep 20  
Market Cap: 
$26.94B
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Description of Business
We are a premier consumer financial services company delivering customized financing programs across key industries including retail, health, auto, travel and home, along with award-winning consumer banking products. We provide a range of credit products through our financing programs which we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers, which we refer to as our "partners." Through our partners' over 390,000 locations across the United States and Canada, and their websites and mobile applications, we offer their customers a variety of credit products to finance the purchase of goods and services. During 2018, we financed $140.7 billion of purchase volume, and at December 31, 2018, we had $93.1 billion of loan receivables and 80.3 million active accounts.
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  FORM 10-Q
    PART I - FINANCIAL INFORMATION ...
      ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      FINANCIAL STATEMENTS
        INCOME STATEMENT
      ITEM 1. FINANCIAL STATEMENTS
        INCOME STATEMENT
        BALANCE SHEET
        STOCKHOLDERS EQUITY
        STOCKHOLDERS EQUITY
        CASH FLOW
      ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      ITEM 4. CONTROLS AND PROCEDURES
    PART II. OTHER INFORMATION
      ITEM 1. LEGAL PROCEEDINGS
      ITEM 1A. RISK FACTORS
      ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF ...
      ITEM 3. DEFAULTS UPON SENIOR SECURITIES
      ITEM 4. MINE SAFETY DISCLOSURES
      ITEM 5. OTHER INFORMATION
      ITEM 6. EXHIBITS
    EXHIBIT INDEX
    Signatures
  EXHIBIT 31.A
  EXHIBIT 31.B
  EXHIBIT 32
    Certification Pursuant to