Company:  MANULIFE FINANCIAL CORP (MFC)
Form Type:  424B3
Filing Date:  7/20/2012 
CIK:  0001086888 
Address:  200 BLOOR ST EAST
NORTH TOWER 11 
City, State, Zip:  TORONTO ONTARIO CANA,  00000 
Telephone:  (416) 926-3500 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$15.58   		Change: 
-0.05 (-0.32%)  
Trade Time: 
04:02 PM EST   		Market Cap: 
$28.56B
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  FORM 424B3
    Table of Contents
    About This Prospectus
    Risk Factors
    Description of the MFC Subordinated Guarantee
    Where You Can Find More Information
      Legal Proceedings
    Legal Opinions
    Experts
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