Company:  CAMCO FINANCIAL CORP (CAFI)
Form Type:  10-K
Filing Date:  3/30/2012 
CIK:  0000016614 
Address:  814 WHEELING AVENUE 
City, State, Zip:  CAMBRIDGE, Ohio 43725 
Telephone:  (740) 435-2020 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$3.57   		Change: 
-0.03 (-0.83%)  
Trade Time: 
May 17   		Market Cap: 
$48.37M
Description of Business
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  FORM 10-K
    PART I
      Item 1. Business.
      Item 1A. Risk Factors.
      Item 1B. Unresolved Staff Comments.
      Item 2. Properties.
      Item 3. Legal Proceedings.
      Item 4. Mine Safety Disclosures.
    PART II
      Item 5. Market for Registrant's Common Equity Related ...
      Item 6. Selected Consolidated Financial Data.
      Item 7. Management's Discussion and Analysis of Financial ...
        Liquidity and Capital Resources
      Item 7A. Quantitative and Qualitative Disclosures about ...
      Item 8. Financial Statements and Supplementary Data.
        Report of Independent Registered Public Accounting Firm
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
          BALANCE SHEET
          INCOME STATEMENT
          CASH FLOW
        NOTE-O - QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)
      Item 9. Changes in and Disagreements with Accountants on ...
      Item 9A. Controls and Procedures.
      Item 9B. Other Information.
    PART III
      Item 10. Directors, Executive Officers and Corporate Governance.
      Item 11. Executive Compensation.
      Item 12. Security Ownership of Certain Beneficial Owners and ...
      Item 13. Certain Relationships and Related Transactions, and ...
      Item 14. Principal Accountant Fees and Services.
    PART IV
      Item 15. Exhibits and Financial Statement Schedules.
    RATIO COMPUTATION
    SIGNATURES
    INDEX TO EXHIBITS
  EXHIBIT 4
  EXHIBIT 10.XXVII
  EXHIBIT 10.XXVIII
  EXHIBIT 10.XXIX
  EXHIBIT 10.XXX
  EXHIBIT 21
  EXHIBIT 23
    CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
  EXHIBIT 31.I
    SECTION 302 CERTIFICATION
  EXHIBIT 31.II
    SECTION 302 CERTIFICATION
  EXHIBIT 32.I
    CERTIFICATION PURSUANT TO
  EXHIBIT 32.II
    CERTIFICATION PURSUANT TO
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