Company:  NICHOLAS FINANCIAL INC (NICK)
Form Type:  10-Q
Filing Date:  11/10/2008 
CIK:  0001000045 
Address:  2454 MCMULLEN BOOTH RD
BLDG C SUITE 501 B 
City, State, Zip:  CLEARWATER, Florida 33759 
Telephone:  (727) 726-0763 
Fiscal Year:  03/31 
Last Trade
Last Trade: 
$15.10   		Change: 
0.22 (1.48%)  
Trade Time: 
04:00 PM EST   		Market Cap: 
$183.65M
Description of Business
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  FORM 10-Q
    PART I. FINANCIAL INFORMATION
      ITEM 1. FINANCIAL STATEMENTS
        BALANCE SHEET
        INCOME STATEMENT
        CASH FLOW
        Notes to the Condensed Consolidated Financial Statements
      ITEM 2. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL ...
      ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      ITEM 4. CONTROLS AND PROCEDURES
    PART II-OTHER INFORMATION
      ITEM 1A. RISK FACTORS
      ITEM 6. EXHIBITS
    SIGNATURES
    EXHIBIT INDEX
  EXHIBIT 31.1
    CERTIFICATION PURSUANT TO RULE 13A-14(A) OF THE SECURITIES ...
  EXHIBIT 31.2
    CERTIFICATION PURSUANT TO RULE 13A-14(A) OF THE SECURITIES ...
  EXHIBIT 32.1
    CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER
  EXHIBIT 32.2
    CERTIFICATION OF THE CHIEF FINANCIAL OFFICER
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