Company:  BANCO SANTANDER, S.A. (SAN)
Form Type:  20-F
Filing Date:  7/3/2006 
CIK:  0000891478 
Address:  CIUDAD GRUPO SANTANDER
BOADILLA DEL MONTE 
City, State, Zip:  MADRID,  28660 
Telephone:  34 91 289 32 80 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$7.11   		Change: 
0.03 (0.42%)  
Trade Time: 
04:00 PM EST   		Market Cap: 
$76.86B
Description of Business
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  FORM 20-F
    PART I
      Item 1. Identity of Directors, Senior Management and Advisers
      Item 2. Offer Statistics and Expected Timetable
      Item 3. Key Information
        BENEFICIAL OWNERS
      Item 4. Information on the Company
        BENEFICIAL OWNERS
        BENEFICIAL OWNERS
      Item 5. Operating and Financial Review and Prospects
        Results of Operations by Business Areas
      Item 6. Directors, Senior Management and Employees
        NAME AND TITLE
        NAME AND TITLE
        NAME AND TITLE
        NAME AND TITLE
      Item 7. Major Shareholders and Related Party Transactions
      Item 8. Financial Information
      Item 9. The Offer and Listing.
      Item 10. Additional Information.
      Item 11. Quantitative and Qualitative Disclosures About ...
          BALANCE SHEET
      Item 12. Description of Securities Other than Equity Securities.
    PART II
      Item 13. Defaults, Dividend Arrearages and Delinquencies.
      Item 14. Material Modifications to the Rights of Security ...
      Item 15. Controls and Procedures
      Item 16A. Audit committee financial expert
      Item 16B. Code of Ethics
      Item 16C. Principal Accountant Fees and Services
      Item 16D. Exemption from the Listing Standards for Audit ...
      Item 16E. Purchases of Equity Securities by the Issuer and ...
    PART III
      Item 17. Financial Statements.
      Item 18. Financial Statements.
      Item 19. Exhibits.
    SIGNATURES
        REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
          BALANCE SHEET
          INCOME STATEMENT
          CASH FLOW
          CASH FLOW
          CASH FLOW
          BALANCE SHEET
          BALANCE SHEET
          BALANCE SHEET
          BALANCE SHEET
          INCOME STATEMENT
          STOCKHOLDERS EQUITY
          INCOME STATEMENT
          STOCKHOLDERS EQUITY
          STOCKHOLDERS EQUITY
          BALANCE SHEET
    EXHIBIT INDEX
  EXHIBIT 4.1
  EXHIBIT 4.2
  EXHIBIT 4.3
  EXHIBIT 12.1
  EXHIBIT 12.2
  EXHIBIT 13.1
  EXHIBIT 15.1
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