Company:  NATIONAL BANK OF GREECE S ... (NBG)
Form Type:  20-F
Filing Date:  6/27/2003 
CIK:  0001096061 
Address:  86 EOLOU ST 
City, State, Zip:  ATHENS,  10232 
Telephone:  01130103341000 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$2.39   		Change: 
0.39 (19.50%)  
Trade Time: 
May 17   		Market Cap: 
$2.29B
Description of Business
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  FORM 20-F
    PART I
      ITEM 1 IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS
      ITEM 2 OFFER STATISTICS AND EXPECTED TIMETABLE
      ITEM 3 KEY INFORMATION
      ITEM 4 INFORMATION ON THE COMPANY
      ITEM 5 OPERATING AND FINANCIAL REVIEW AND PROSPECTS
        Results of Operations for the Year Ended December 31, 2002 ...
        B. Liquidity and Capital Resources
      ITEM 6 DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES
        COMPENSATION TABLE
      ITEM 7 MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS
        BENEFICIAL OWNERS
        BENEFICIAL OWNERS
      ITEM 8 FINANCIAL INFORMATION
      ITEM 9 THE OFFER AND LISTING
      ITEM 10 ADDITIONAL INFORMATION
      ITEM 11 QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT ...
      ITEM 12 DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES
    PART II
      ITEM 13 DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIES
      ITEM 14 MATERIAL MODIFICATIONS TO THE RIGHTS OF SECURITY ...
      ITEM 15 CONTROLS AND PROCEDURES
      ITEM 16B CODE OF ETHICS
      ITEM 16C PRINCIPAL ACCOUNTANT FEES AND SERVICES
    PART III
      ITEM 17 FINANCIAL STATEMENTS
      ITEM 18 FINANCIAL STATEMENTS
        INDEPENDENT AUDITORS' REPORT
          BALANCE SHEET
          BALANCE SHEET
          INCOME STATEMENT
          STOCKHOLDERS EQUITY
          CASH FLOW
        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
      ITEM 19 EXHIBITS
    Signatures
    CERTIFICATION
    CERTIFICATION
    CERTIFICATION
    CERTIFICATION
    CERTIFICATION
  EXHIBIT 1
  EXHIBIT 8
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