Company:  BANK OF AMERICA CORP /DE/ (BAC)
Form Type:  S-3
Filing Date:  7/24/2001 
CIK:  0000070858 
Address:  BANK OF AMERICA CORPORATE CENTER
100 N TRYON ST 
City, State, Zip:  CHARLOTTE, North Carolina 28255 
Telephone:  (704) 386-8486 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$13.44   		Change: 
-0.07 (-0.52%)  
Trade Time: 
04:00 PM EST   		Market Cap: 
$144.89B
Description of Business
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  FORM S-3
    CALCULATION OF REGISTRATION FEE
    SUBJECT TO COMPLETION
    TABLE OF CONTENTS
    SUMMARY
    RISK FACTORS
    USE OF PROCEEDS
    RATIOS OF EARNINGS TO FIXED CHARGES
    DESCRIPTION OF NOTES
    SALE OR ISSUANCE OF CAPITAL STOCK OF PRINCIPAL SUBSIDIARY BANK
    PLAN OF DISTRIBUTION
    WHERE YOU CAN FIND MORE INFORMATION
    FORWARD-LOOKING STATEMENTS
    LEGAL OPINIONS
    EXPERTS
    PART II.
      ITEM 14. OTHER EXPENSES OF ISSUANCE AND DISTRIBUTION
      ITEM 15. INDEMNIFICATION OF DIRECTORS AND OFFICERS
      ITEM 16. LIST OF EXHIBITS
      ITEM 17. UNDERTAKINGS.
    SIGNATURES
    EXHIBIT INDEX
  EXHIBIT 1.1
    EXHIBIT E
  EXHIBIT 4.1
  EXHIBIT 4.2
  EXHIBIT 4.3
  EXHIBIT 4.4
  EXHIBIT 5.1
  EXHIBIT 23.2
    CONSENT OF INDEPENDENT ACCOUNTANTS
  EXHIBIT 24.1
    POWER OF ATTORNEY
  EXHIBIT 24.2
  EXHIBIT 25.1
  EXHIBIT 25.2
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